The Indian Overseas Bank has officially released the notification for the IOB Apprentice Recruitment 2026, offering a valuable opportunity for fresh graduates to enter the banking sector. Under the Apprentices Act of 1961, the bank is engaging candidates for 750 apprentice positions across various states and union territories for the financial year 2026-27. The online application portal is active from July 7, 2026, and eligible graduates must complete their registrations by July 20, 2026. This training program provides hands-on banking experience, a monthly stipend, and a strong foundation for future banking exams.
Also Check: IBPS PO XVI Notification 2026 PDF
IOB Apprentice Recruitment 2026: Overview
| Organization Name | Indian Overseas Bank (IOB) |
| Post Name | Apprentice |
| Advertisement Number | HRDD/APPR/01/2026-27 |
| Total Vacancies | 750 Positions |
| Training Duration | 1 Year (12 Months) |
| Application Mode | Online |
| Monthly Stipend | ₹14,000 to ₹15,500 (Based on branch location) |
| Registration Dates | July 7, 2026, to July 20, 2026 |
| Payment Last Date | July 22, 2026 |
| Online Examination Date | August 2, 2026 (Tentative) |
| Official Website | iob.in |
IOB Apprentice Recruitment 2026 For Important Dates
| Event | Date |
| Official Notification Release | July 6, 2026 |
| Opening Date of Online Applications | July 7, 2026 |
| Closing Date of Online Applications | July 20, 2026 |
| Last Date for Fee Payment | July 22, 2026 |
| Online Examination Date (Tentative) | August 2, 2026 |
IOB Apprentice Application Fee Structure
The application fee includes 18% GST and must be paid online through the integrated payment gateway:
| Category | Application Fee (Including GST) |
| General / OBC / EWS (Male) | ₹944/- |
| General / OBC / EWS (Female) | ₹708/- |
| SC / ST / PwBD / PH Candidates | ₹236/- |
Educational Qualification & Eligibility Criteria
- Degree Requirements: Applicants must hold a Bachelor’s Degree (Graduation) in any stream from a recognized university. Note that for NATS-registered candidates, the graduation result must have been declared between March 1, 2022, and July 31, 2026.
- Language Proficiency: The candidate must be proficient in the local language (reading, writing, and speaking) of the applied state or union territory. Providing a 10th or 12th-standard certificate showing the local language as one of the subjects is required.
- Prior Experience: Candidates who have already undergone apprenticeship training or have job experience of one year or more after completing their graduation are not eligible.
Age Limit (As on July 1, 2026)
- Minimum Age: 20 Years
- Maximum Age: 28 Years
- Note: Candidates must have been born between July 1, 1998, and July 1, 2006 (both dates inclusive).
Upper Age Relaxation
Upper age relaxation applies to reserved categories under government norms:
| Category | Age Relaxation |
| Scheduled Castes / Scheduled Tribes (SC / ST) | 5 Years |
| Other Backward Classes (OBC – Non-Creamy Layer) | 3 Years |
| Persons with Benchmark Disabilities (PwBD) | 10 Years |
IOB Apprentice Stipend Per Month Structure
| Branch Category | Total Monthly Stipend | Bank’s Share | Government Subsidy (DBT) |
| Metro Branches | ₹15,500 | ₹9,350 | ₹6,150 |
| Urban Branches | ₹14,500 | ₹8,350 | ₹6,150 |
| Semi-Urban & Rural | ₹14,000 | ₹7,850 | ₹6,150 |
Detailed Written Examination Syllabus
The computer-based test consists of 100 objective-type questions with a total duration of 90 minutes. Here is the detailed topic-wise syllabus:
1. General & Financial Awareness (25 Questions)
- Indian Banking System & History
- RBI Functions, Monetary Policy, & Guidelines
- Latest Mergers and Acquisitions in the Banking Sector
- Current Affairs (National and International – Last 6 Months)
- Government Welfare Schemes & Social Security Programs
- Capital and Money Markets
2. General English (25 Questions)
- Reading Comprehension Passages
- Error Spotting & Sentence Correction
- Cloze Test & Fill in the Blanks
- Synonyms, Antonyms, & One-Word Substitutions
- Idioms and Phrases
3. Quantitative & Reasoning Aptitude (25 Questions)
- Simplification, Approximation, & Number Series
- Data Interpretation (Bar Graphs, Line Charts, Pie Charts)
- Arithmetic Topics (Percentage, Profit & Loss, Simple & Compound Interest, Ratio & Proportion, Time & Work)
- Syllogisms, Blood Relations, and Coding-Decoding
- Seating Arrangements and Puzzles
4. Computer or Subject Knowledge (25 Questions)
- Basic Computer Hardware and Software Concepts
- Operating Systems (Windows, MS Office Suite)
- Internet, Networking, and Cybersecurity Basics
- Keyboard Shortcuts and Basic Database Management
State-Wise Vacancy and Posting Rules
The 750 vacancies are distributed across major states in India, including Tamil Nadu, Andhra Pradesh, Maharashtra, Gujarat, Odisha, West Bengal, Delhi, Uttar Pradesh, and Bihar.
- Single Choice Rule: Candidates can apply for vacancies in only one state.
- Posting Location: Selected apprentices will be allotted branches within the applied state based on the bank’s administrative requirements and the merit list.
- No Transfer Policy: No request for a change of training center, district, or state will be entertained during the one-year training period.
IOB Apprentice Recruitment 2026 Selection Process
- Online Written Examination: The preliminary computer-based objective test as detailed in the syllabus. There is a sectional cutoff, and qualifying marks are determined by the bank.
- Local Language Test: Candidates must qualify in the local language proficiency test of the state they have applied from to ensure smooth public communication.
- Document Verification & Medical Fitness: Shortlisted candidates must present their verified academic and category records and pass the medical fitness test before final engagement.
Future Benefits of the IOB Apprenticeship
While this training program is strictly temporary, completing the one-year apprenticeship contract with Indian Overseas Bank offers several career advantages:
- Hands-on Banking Experience: Apprentices learn core banking operations, customer relation management, and financial transaction processing.
- Government Certification: Upon successful completion, candidates receive a joint certificate from the Government of India and Indian Overseas Bank, which adds immense value to their professional profile.
- Future Recruitment Edge: Many public sector banks provide weightage, relaxation in age, or preference marks to candidates holding an apprentice certificate in their regular Clerk and PO recruitment processes.
IOB Apprentice How to Apply Online: Step-by-Step
- First, register on the official apprenticeship portal: NATS (nats.education.gov.in) or NAPS (apprenticeshipindia.gov.in) and secure your enrollment number.
- Go to the official BEEP portal at beep.bfsissc.com or the careers page of Indian Overseas Bank at iob.in.
- Search for the “Engagement of Apprentices FY 2026-27” link.
- Enter your NATS/NAPS enrollment details and fill out the online application form with personal and academic information.
- Select only one preferred State/UT (preferably your home state) for posting.
- Upload your scanned photograph, signature, and educational certificates as per the specified sizes.
- Proceed to the payment gateway to deposit the application fee online before July 22, 2026.
- Preview all details carefully, submit the form, and print the confirmation page for your records.
Indian Overseas Bank (IOB) Apprentice 2026: Important Links
| Resource Description | Action Link / Portal |
|---|---|
| Download Official Notification (PDF) | Download Official PDF |
| Online Application Portal (BFSI SSC) | Apply Online Link |
| NATS Apprentice Portal Registration | Register on NATS Portal |
| Visit IOB Official Website Careers Page | Visit IOB Careers Portal |
Frequently Asked Questions (FAQ)
What is the last date to apply for IOB Apprentice Recruitment 2026?
The last date to register and apply online is July 20, 2026, while the final online fee payment can be completed up to July 22, 2026.
How many vacancies are available in IOB Apprentice Recruitment 2026?
A total of 750 vacancies have been announced across various states and union territories in India under this apprenticeship drive.
What is the educational qualification required for this post?
Candidates must hold a Bachelor’s Degree (Graduation) in any stream from a recognized university. Candidates must also be proficient in the local language of the applied state.
What is the stipend provided to IOB Apprentices?
The monthly stipend is ₹15,500 for Metro branches, ₹14,500 for Urban branches, and ₹14,000 for Semi-Urban and Rural branches. No other allowances are provided.
Is IOB Apprentice a permanent job in the bank?
No. This is a temporary apprenticeship training program for a contract period of 1 year. The bank has no obligation to offer regular employment after the completion of the training.
What is the age limit to apply for IOB Apprentice 2026?
The age limit of candidates must be between 20 and 28 years as of July 1, 2026. Standard age relaxation applies to reserved categories (SC/ST/OBC/PwBD).
What is the examination pattern for the written test?
The online written test consists of 100 questions of 100 marks with a duration of 90 minutes. It covers General/Financial Awareness, English, Quantitative & Reasoning Aptitude, and Computer Knowledge (25 questions each).
When will the written examination be conducted?
The online written examination is tentatively scheduled to be conducted on August 2, 2026.
